Personal Accident Insurance

High street providers do not generally have an understanding or the experience to know where to look for solutions, common problems are:

• Personal accident insurance not available whilst on active duty
• Personal accident insurance will cover things like facial scarring
• Claims handlers do not understand the military medical system
• No understanding of the Armed Forces Compensation Scheme
• Life insurance carries occupational exclusions
• Life insurance carries war exclusions
• Life insurance carries higher premiums for members of HM forces
• Many life insurance companies will not quote for high risk occupations

SIIAP members will have a specialist solution: