Services Insurance and Investment Advisory Panel

Savings & Investments

Savings & Investments

On the surface, investment and savings issues are broadly the same for military and civilians. However, dig a little deeper and using a SIIAP Member with investment expertise makes a great deal of sense.

Let’s look at saving for a start. By that I mean building up capital for the future. The first area to look at is the reason for saving - is it for the next two or three years for a new car or house deposit, when you leave the forces or when you stop work. For the short-term, there may be the issue of ISA eligibility for non-resident spouses. For the medium term and long term, it is important to appreciate the benefits you can get from the Armed Forces Pension Scheme.

A Financial Plan will take all this into account, so it is important to work with an adviser who understands how it all comes together.

For investments it’s really more of the same, and an Independent Financial Adviser will obtain products to suit your risk profile and financial objectives, sourced from the whole of the market. An IFA who is a SIIAP Member will help you put together a financial plan that takes your military lifestyle and benefits into account.

High street providers do not generally have an understanding or the experience to know where to look for solutions, common problems are:

  • No knowledge or understanding of the Armed Forces Pension Scheme
  • No understanding of HM forces lifestyle
  • No understanding of likely circumstances on leaving HM forces

SIIAP members will have a specialist solution:

COMPANIES

Stone Financial Consultants Ltd
Gibraltar House
61 College Road
0151 928 3598
Crosby, Liverpool
L23 0RL
Abacus Investment Solutions Ltd
Queen Isabelle House
Kingsclere Park, Kingsclere
01635 299591
Newbury
RG20 4SW
Radcliffe & Co Life & Pensions
Thomas House
28-30 Bernard Street
02380 222 444
Southampton
SO14 3AY
First Service Financial Ltd
2 Hagley Close
Hagley
01562 886768
Stourbridge
DY9 9LP
Murdoch Asset Management Limited
www.m-a-m.co.uk
6 Oriel Court
Omega Park
01420 83517
Alton
GU34 2YT
R.T. Williams Ltd
Highdown House
187 Dyke Road
01273 224411
Hove
BN3 1QQ
Chase de Vere IFA Ltd
11 Seven Dials
Sawclose
01225 368 888
BATH
BA1 1EN
Forces Financial
Unit 3 Meridian Office Park
01782 793470
Hook
RG27 9HY
J B Financial Services
Pine Ridge
Cladswell Lane
01527 893271
Cookhill
B49 5JT
Savings & Investments | Pensions
Apex CB Financial Planning Ltd
www.apexcb.com
4 Axium Centre
Dorchester Rd
01202 622223
Lytchett Minster
BH16 6FE
Pearson Independent Advisers
Selbrook House
Shaw
01793 771205
Swindon
SN5 5PP