Services Insurance and Investment Advisory Panel

Licence to Occupy

If you occupy Service Family Accommodation be it either SFA or SSFA you will have signed an agreement when you moved into the property called a Service Licence to Occupy Service Family Accommodation (known as a Licence to Occupy). Due to this, you are not classed as a tenant.

Within the Licence to Occupy there is a clause that states that you are liable for damage up to at least the sum advised currently by the MOD, which from 1st August 2011 is set at £20,000. Because you occupy the property under this agreement and are not classed as a tenant, standard home insurance policies do not cover your liability.

The following SIIAP members offer policies that have a Licence to Occupy extension that has been specifically designed to meet this risk. For further details click the links below.

COMPANIES

ForcesFirst
286a High Street
0844 893 1050
Dorking
RH2 9JR
Kit & Personal Effects
Radcliffe & Co Life & Pensions
Thomas House
28-30 Bernard Street
02380 222 444
Southampton
SO14 3AY
Guardian Financial Services
2a Bath Street
Frome
0845 680 3032
BA11 5LS
Forces Financial
Unit 3 Meridian Office Park
01782 793470
Hook
RG27 9HY
Abacus
Queen Isabelle House
Kingsclere Park
01635 299591
Kingsclere, Newbury
RG20 4SW
Stone Financial Consultants Ltd
Gibraltar House
61 College Road
0151 928 3598
Crosby, Liverpool
L23 0RL
Forces Insurance Limited
17 The Office Village
North Road
+44 (0)1509 221390
Loughborough
LE11 1QJ
Trinity Insurance
1 Old Market Avenue
01243 817777
Chichester
PO19 1SP
Abacus Investment Solutions Ltd
Queen Isabelle House
Kingsclere Park, Kingsclere
01635 299591
Newbury
RG20 4SW
Towergate Wilsons
Towergate House
7 Dominus Way
0116 240 7777
Leicester
LE19 1RP
Pearson Independent Advisers
Selbrook House
Shaw
01793 771205
Swindon
SN5 5PP
PAX Insurance
PAX Insurance, Insurance House
125-129 Vaughan Way
0800 212480 or +44 1737 503153
LE1 4SB
First Service Financial Ltd
2 Hagley Close
Hagley
01562 886768
Stourbridge
DY9 9LP
VALO Ltd
22 Robinson Heights
Stalbridge
01963 363383
Sturminster Newton
DT10 2PA
Military Direct Ltd
PO Box 1317
0800 731 1628
Southampton
SO15 5UA
R.T. Williams Insurance Brokers Ltd
Highdown House
187 Dyke Road
01273 328181
Hove
BN3 1QQ
Cherish Insurance Brokers Limited
The Red House
Heath Road
01255 871965 option 2
Bradfield
CO11 2UZ
Stephen McCrossan
4 Princetown Road
Bangor
028 9127 5574
County Down
BT20 3TA
Insignia Underwriting
22 Queen Street
+44 (0) 1722 597980
Salisbury
SP1 1EY
Lexion Financial Services Ltd
6 Penybont Road
Pencoed
01656 865495
Bridgend
CF35 5RA
Protect & Serve
7 Dominus way
Meridian Business Park
0116 240 7711
LE19 1RP