Licence to Occupy

If you occupy Service Family Accommodation be it either SFA or SSFA you will have signed an agreement when you moved into the property called a Service Licence to Occupy Service Family Accommodation (known as a Licence to Occupy). Due to this, you are not classed as a tenant.

Within the Licence to Occupy there is a clause that states that you are liable for damage up to at least the sum advised currently by the MOD, which from 1st August 2011 is set at £20,000. Because you occupy the property under this agreement and are not classed as a tenant, standard home insurance policies do not cover your liability.

The following SIIAP members offer policies that have a Licence to Occupy extension that has been specifically designed to meet this risk. For further details click the links below.

COMPANIES

Trinity Insurance

Website: www.trinity-ins.com

Address: 1 Old Market Avenue

Email: insurance@trinity-ins.com

Telephone: 01243 817777

Chichester

PO19 1SP

Company Services: Buildings & Contents | Kit & Personal Effects | Travel Insurance | Personal Accident Insurance | Life & Protection Insurance

Towergate Wilsons

Website: Towergate Wilsons

Address: Towergate House

Email: wilsons@towergate.co.uk

7 Dominus Way

Telephone: 0116 240 7777

Leicester

LE19 1RP

Cherish Insurance Brokers Limited

Website: www.forcesplan.co.uk

Address: The Red House

Email: enquiries@forcesplan.co.uk

Heath Road

Telephone: 01255 871965 option 2

Bradfiled

CO11 2UZ

Company Services: Buildings & Contents | Kit & Personal Effects

JBI International Insurance Brokers Ltd

Website: jbionline.com

Address: Hercules House

Email: insurance@jbi-ins.co.uk

Calleva Park, Aldermaston

Telephone: 0118 981 0222

Reading

RG7 8AR

Company Services: Buildings & Contents | Pet Insurance | Kit & Personal Effects | Travel Insurance | Personal Accident Insurance

PAX Insurance

Website: www.paxinsurance.co.uk

Address: PAX Insurance, Insurance House

Email: paxinsurance@aon.co.uk

125-129 Vaughan Way

Telephone: 0800 212480 or +44 1737 503153

LE1 4SB

Company Services: Buildings & Contents | Kit & Personal Effects | Travel Insurance | Personal Accident Insurance

VALO Ltd

Website: www.valolimited.co.uk

Address: 1 Kelvin Court

Email: stephen.bennett@valolimited.co.uk

24-26 Marlborough Road

Telephone: 07701 041479

Richmond

TW10 6JS

Company Services: Buildings & Contents | Kit & Personal Effects | Travel Insurance | Personal Accident Insurance | Life & Protection Insurance

Abacus Investment Solutions Ltd

Website: abacuscover.co.uk

Address: Queen Isabelle House

Email: paul.omahony@abacuscover.com

Kingsclere Park, Kingsclere

Telephone: 01635 299591

Newbury

RG20 4SW

First Service Financial Ltd

Website: www.firstservicefinancial.co.uk

Address: 2 Hagley Close

Email: advice@firstservicefinancial.co.uk

Hagley

Telephone: 01562 886768

Stourbridge

DY9 9LP

Stone Financial Consultants Ltd

Website: stone-finance.com

Address: Gibraltar House

Email: info@stone-finance.com

61 College Road

Telephone: 0151 928 3598

Crosby, Liverpool

L23 0RL

Protect & Serve

Website: www.protectandserve.co.uk

Address: 7 Dominus way

Email: enquiries@protectandserve.co.uk

Meridian Business Park

Telephone: 0116 240 7711

LE19 1RP

Company Services: Buildings & Contents | Kit & Personal Effects | Personal Accident Insurance

Lexion Financial Services Ltd

Website: www.lexionfs.co.uk

Address: 6 Penybont Road

Email: lexion@btconnect.com

Pencoed

Telephone: 01656 865495

Bridgend

CF35 5RA

Company Services: House Purchase | Buildings & Contents | Kit & Personal Effects | Personal Accident Insurance | Life & Protection Insurance

Forces Financial

Website: www.forcesfinancial.com

Address: Unit 3 Meridian Office Park

Email: simone.elvin@forcesfinancial.com

Telephone: 01782 793470

Hook

RG27 9HY

Kingdom Investments

Website: www.kimifa.co.uk

Address: 5 Castle Court

Email: info@kimifa.co.uk

Telephone: 01383 620314

Dunfermline

KY11 8BP

Forces Insurance Limited

Website: http://www.forcesinsurance.co.uk/

Address: 17 The Office Village

Email: info@forcesinsurance.co.uk

North Road

Telephone: +44 (0)1509 221390

Loughborough

LE11 1QJ

Company Services: Buildings & Contents | Pet Insurance | Kit & Personal Effects | Travel Insurance | Motor Insurance

Radcliffe & Co Life & Pensions

Website: www.radcliffe-ifa.co.uk

Address: Thomas House

Email: enquiries@radcliffe-ifa.co.uk

28-30 Bernard Street

Telephone: 02380 222 444

Southampton

SO14 3AY

Black Financial Solutions

Website: www.goblack.co.uk

Address: Office 404, 4th Floor, Albany House

Email: info@goblack.co.uk

324/326 Regent Street

Telephone: +44 2076927005

W1B 3HH

Company Services: Buildings & Contents | Kit & Personal Effects | Travel Insurance | Personal Accident Insurance | Life & Protection Insurance

Guardian Financial Services

Website: http://www.guardianfinancialservices.com

Address: 2a Bath Street

Email: info@guardianfinancialservices.com

Frome

Telephone: 0845 680 3032

BA11 5LS

Company Services: Kit & Personal Effects

Abacus

Website: abacuscover.co.uk

Address: Queen Isabelle House

Email: info@abacuscover.com

Kingsclere Park

Telephone: 01635 299591

Kingsclere, Newbury

RG20 4SW

Pearson Independent Advisers

Website: www.pearsonia.co.uk

Address: Selbrook House

Email: advice@pearsonia.co.uk

Shaw

Telephone: 01793 771205

Swindon

SN5 5PP

Stephen McCrossan

Website:

Address: 4 Princetown Road

Email: stephen.mccrossan@lighthousetemple.co.uk

Bangor

Telephone: 028 9127 5574

County Down

BT20 3TA

Company Services: House Purchase | Buildings & Contents | Kit & Personal Effects | Personal Accident Insurance | Life & Protection Insurance

Military Direct Ltd

Website: militaryadvice.co.uk

Address: PO Box 1317

Email: enquiries@militaryadvice.co.uk

Telephone: 0800 731 1628

Southampton

SO15 5UA

Licence to Occupy

COMPANIES

Links